BUILD CAPITAL
Ground up financing aligned to your build schedule.
Ground up construction financing with draw schedules built around your build, not ours. We can roll closing costs and interest payments into the loan. No credit checks, and prior construction experience is not required.
FINANCING OVERVIEW
Asset-based capital, built around your strategy.
Underwriting focuses on the property, the equity, and a clear exit — not the rigid checklists of conventional bank financing. Decisions in 24 hours, term sheets that match the real timeline of investor work.
- Up to 70% LTV of the After Construction Value (ARV)
- Closing costs and monthly interest payments can be rolled into the loan
- Draw disbursements processed within 24 hours — no third party inspections required
- No investor or builder experience required
SCENARIOS WE FUND
Real situations from real Florida investors.
Ground up single-family or townhome build
Fund the land takedown and vertical construction in one coordinated facility with milestone draws.
First time builder with a strong site
Capital structured around the asset and the plan — no prior construction experience required.
Infill and tear-down redevelopment
Capital structured to acquire, demolish, and rebuild on infill lots throughout Florida metros.
USE CASES
Where this capital wins.
- Spec single-family construction
- Build to rent small multifamily
- Townhome and rowhome projects
- Entitled lot vertical builds
BORROWER FIT
Built for these borrowers.
- Florida builders and investor builders
- First time builders with qualified contractors
- Operators moving on entitled land
- Repeat spec builders scaling pipeline
FAQ
Questions on this program.
What is the maximum LTV for construction loans?
We offer construction financing up to 70% of the After Construction Value (ARV).
Do you require builder or investor experience?
No. Neither builder nor investor experience is required.
How fast are draws processed?
Draw disbursements are processed within 24 hours, with no third party inspections required during the draw phase.
Can closing costs be financed?
Yes — closing costs and monthly interest payments can be rolled into the loan to preserve out of pocket capital.
What are typical loan terms?
Construction loan terms typically range from 12 to 18 months.
RELATED FINANCING SOLUTIONS
Other programs investors pair with this.
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Bridge Loans
Short term capital to bridge the gap between buying and selling. Pull equity quickly, fund your next deal, or even stop a foreclosure. Real decisions from real lenders keep your project moving.
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Vacant Land Financing
Need financing to buy vacant land or pull equity from land you already own? We offer flexible vacant land financing for investors and property owners throughout Florida.
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Second Mortgages
Already have an excellent first mortgage rate but need access to capital? Our second mortgage solutions let you tap into your property's equity without disturbing your existing low interest first mortgage.
Apply NowFLORIDA COVERAGE
Construction across all 67 counties.
Statewide private lending from the Panhandle to the Keys.
Florida lending hubREADY WHEN YOU ARE
Close your next deal in days, not weeks.
Talk to a Florida based lending specialist and get a real quote on your investment property today.