LAND FINANCING
Capital for the land in your pipeline.
Need financing to buy vacant land or pull equity from land you already own? We offer flexible vacant land financing for investors and property owners throughout Florida.
FINANCING OVERVIEW
Asset-based capital, built around your strategy.
Underwriting focuses on the property, the equity, and a clear exit — not the rigid checklists of conventional bank financing. Decisions in 24 hours, term sheets that match the real timeline of investor work.
- Purchase financing on vacant land statewide
- Cash out options on land you already own
- Flexible structures matched to your strategy
- Investor focused, asset based lending
SCENARIOS WE FUND
Real situations from real Florida investors.
Buy raw or entitled land
Fund the takedown on a buildable lot or larger acreage parcel without the friction of a conventional land loan.
Cash out from land you already own
Unlock equity from owned land to fund the next acquisition, predevelopment work, or vertical construction.
Bridge into a construction facility
Hold short term land financing while permitting and plans mature, then roll into a construction loan.
USE CASES
Where this capital wins.
- Buildable lot acquisitions
- Acreage and assemblage takedowns
- Predevelopment and entitlement capital
- Cash out against owned land
BORROWER FIT
Built for these borrowers.
- Florida investors with a land strategy
- Owners of free and clear land
- Builders staging future vertical projects
- Operators assembling parcels for development
FAQ
Questions on this program.
Will you finance raw, unentitled land?
Yes — we underwrite raw, entitled, and buildable land based on value, location, and the borrower's plan for the asset.
Can I pull cash out of land I already own?
Yes. Equity based cash out is a core use case for borrowers with owned land in Florida.
What are the typical loan terms?
Vacant land financing terms typically range from 12 to 36 months.
RELATED FINANCING SOLUTIONS
Other programs investors pair with this.
Transitional Capital
Bridge Loans
Short term capital to bridge the gap between buying and selling. Pull equity quickly, fund your next deal, or even stop a foreclosure. Real decisions from real lenders keep your project moving.
Apply NowGround-Up & Vertical Build
Construction Financing
Ground up construction financing with draw schedules built around your build, not ours. We can roll closing costs and interest payments into the loan. No credit checks, and prior construction experience is not required.
Apply NowEquity Based Lending
Second Mortgages
Already have an excellent first mortgage rate but need access to capital? Our second mortgage solutions let you tap into your property's equity without disturbing your existing low interest first mortgage.
Apply NowFLORIDA COVERAGE
Vacant Land across all 67 counties.
Statewide private lending from the Panhandle to the Keys.
Florida lending hubREADY WHEN YOU ARE
Close your next deal in days, not weeks.
Talk to a Florida based lending specialist and get a real quote on your investment property today.