TRANSITIONAL FINANCING
Bridge the gap between acquisition and exit.
Short term capital to bridge the gap between buying and selling. Pull equity quickly, fund your next deal, or even stop a foreclosure. Real decisions from real lenders keep your project moving.
FINANCING OVERVIEW
Asset-based capital, built around your strategy.
Underwriting focuses on the property, the equity, and a clear exit — not the rigid checklists of conventional bank financing. Decisions in 24 hours, term sheets that match the real timeline of investor work.
- Fast approvals on qualifying Florida assets
- Direct lender decisions — no outside committee
- Foreclosure bailout options for equity rich owners
- Flexible exit strategies via sale or refinance
SCENARIOS WE FUND
Real situations from real Florida investors.
Buy before you sell
Acquire the next property without waiting for the current one to close. Repay the bridge from sale proceeds.
Foreclosure bailout with real equity
Tap meaningful equity to pay off a pending action and reset the timeline through a planned sale or refinance.
Repositioning a value add asset
Hold flexible short term capital while you stabilize the property for a permanent take out.
USE CASES
Where this capital wins.
- Acquisition before disposition
- Foreclosure bailout for equity rich owners
- Stabilization periods on value add assets
- Refinancing maturing private notes
BORROWER FIT
Built for these borrowers.
- Active Florida investors and developers
- Equity rich owners facing timeline pressure
- Borrowers awaiting a long term refinance
- Operators repositioning commercial assets
FAQ
Questions on this program.
What is the typical bridge loan term?
Bridge loan terms typically range from 12 to 36 months with a clear exit through sale or refinance.
How much can I borrow?
Up to 60% LTV without an appraisal, and up to 70% LTV with an appraisal.
Can a bridge loan stop a foreclosure?
Yes — pre-foreclosures and active foreclosures are welcome. When there is meaningful equity and a viable exit, our bridge structures can pay off the senior lender and reset the timeline.
What property types qualify?
Residential, commercial, and vacant land throughout Florida.
RELATED FINANCING SOLUTIONS
Other programs investors pair with this.
Ground-Up & Vertical Build
Construction Financing
Ground up construction financing with draw schedules built around your build, not ours. We can roll closing costs and interest payments into the loan. No credit checks, and prior construction experience is not required.
Apply NowLand Capital
Vacant Land Financing
Need financing to buy vacant land or pull equity from land you already own? We offer flexible vacant land financing for investors and property owners throughout Florida.
Apply NowEquity Based Lending
Second Mortgages
Already have an excellent first mortgage rate but need access to capital? Our second mortgage solutions let you tap into your property's equity without disturbing your existing low interest first mortgage.
Apply NowFLORIDA COVERAGE
Bridge Loans across all 67 counties.
Statewide private lending from the Panhandle to the Keys.
Florida lending hubREADY WHEN YOU ARE
Close your next deal in days, not weeks.
Talk to a Florida based lending specialist and get a real quote on your investment property today.